Category: cwbrlhecnioj

The FTSE shares that have survived past recessions – part I

first_img “This Stock Could Be Like Buying Amazon in 1997” Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. The FTSE shares that have survived past recessions – part I Image source: Getty Images tezcang own shares of Morrisons. The Motley Fool UK has recommended Imperial Brands, Pearson and Tesco. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Tezcan Gecgil, PhD | Saturday, 18th April, 2020 center_img Enter Your Email Address Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this. See all posts by Tezcan Gecgil, PhD I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. So far in 2020, broader markets and economies are hurting. And the shares of many firms are also suffering. Yet if history is any guide, most of the robust businesses listed on the London Stock Exchange (LSE) are likely to not only survive this difficult period, but to go on to thrive within the decade.Therefore, today I would like to discuss several names that have survived many downturns over at least a century. I expect them to be around for many decades (if not centuries) to come. This article will be followed several others in which I conduct a detailed discussion of both FTSE 100 and FTSE 250 stocks with rich histories that would likely help them get through this difficult market period.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Every market crash is differentThere have been a number of famous financial crises in the past too. They include the Dutch Tulip Mania of the 17th century, the South Sea Bubble of the 18th century, the British Railway Mania of the 19th century, and the Florida Real Estate Bubble of the 1920s. And let’s not forget the Wall Street Crash of 1929. Then there’s Black Monday in October 1987, the collapse of Barings Bank in 1995, the dotcom boom and bust in the late 1990s, and finally the financial crisis and the bear market between 2007 and 2009.Yet all market downturns finally end. Most robust businesses get back on the path to growth. One thing I believe that sets successful firms apart is the experience they have, partly based on long history and agile management.Highly capitalised blue-chip companiesLondon has always attracted robust companies to list there. The most famous index in the UK is the FTSE 100 which began in 1984. Most companies in the index are multinational conglomerates that were founded over a century ago. Their boards have in general aimed to reward long-term shareholders with reliable dividends.For example, investors in oil companies have had some stomach-churning days in the past two months. In March, US crude oil prices fell below $20 a barrel. And so did the share prices of BP (founded in 1909) and Royal Dutch Shell (founded in 1907). In other words, they both have witnessed different levels of oil prices and experienced serious crises before. You may have concerns about the viability of their dividend levels in the short run. But markets believe management will work hard to avoid axing the payouts.Many of our readers may be customers of British Gas which is a subsidiary of Centrica. But they may not necessarily know that its history goes back to 1812. Seasoned investors realise that they can rely on dividends of FTSE 100 member utility companies including Centrica, as well as National Grid, Pennon Group, Severn Trust and United Utilities Group.Similarly the two tobacco giants British American Tobacco (founded in 1902) and Imperial Brands (founded in 1901), as well as publishing and education group Pearson (founded in 1844), have also had their fair shares of market ups and downs. Now investors are hopeful that their dividends will stay intact.And recently, panic-buying has put supermarkets in the headlines. Customers may take comfort in the fact that Morrisons (founded in 1899), Sainsbury’s (founded in 1869) and Tesco (founded in 1919) have been part of the supply chain for over a century. And I expect their boards to navigate these choppy waters without suspending dividends.last_img read more

Saints and Sinners: The weekend’s talking points

first_imgThe sensible thing to do after that would have been to settle for the losing bonus point from a tough away-day, but for some reason Northampton decided to go for the jugular and ran the ball from their own 22 in the last play of the game. Ben Foden of all people tried to kick past the on-rushing Racing players, rather than booting the ball into touch, the ball was parried back at him and Marc Andreu scored a last-ditch try to send the Saints home empty-handed.Northampton fans probably won’t want to follow this link for another look at the odd goings-on. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS TAGS: Glasgow WarriorsMunsterNorthampton Saints The SaintsCentre of attentionGlasgow Warriors made the rest of Europe sit up and take notice as they put to the sword a Bath side which has been earning rave reviews all season. Their 37-10 European Champions Cup triumph at Scotstoun was built on a number of great performances but most outstanding of all was outside centre Mark Bennett, who scored the first and last tries for the Warriors.The uncapped – for now – 21-year-old was as outstanding in defence as he was in attack as a strangely lacklustre Bath team managed to break through the just once.Fancy footworkCoaches want their big stars to shine brightest at the most critical moments and Harlequins’ fly-half Nick Evans produced a magical piece of skill under pressure to help the Londoners beat Castres 25-9 in the very first European Champions Cup match.With the home side just ahead but far from out of sight at 12-6 at the Twickenham Stoop, and 65 minutes gone, Evans chipped over the French defence, gathered the ball and then deftly kicked ahead again, just a little further this time, placing the ball perfectly for scrum-half Danny Care to swoop and score. Evans’s conversion put Quins 19-6 up and they went on to win 25-9.Munster magic: Ian Keatley is hoisted up in celebration as Sale’s Danny Cipriani slumps in despairNo time to panicMunster put in a classic never-say-die European performance at Sale, coming back from 23-7 down at half-time to win their first Champions Cup match 27-26 with the last kick of the game.The wind was blowing to Sale’s advantage in the first half so they must have been braced for a Munster come-back after the break, but they must also have hoped they would prevail as they were 26-24 ahead as the match clock ticked past 80 minutes.However, Munster had the ball and as their head coach and former captain Anthony Foley said: “The clock may be past 80 minutes but if you look after the ball you have all the time in the world.”His team were singing from that same hymn-sheet as they patiently set up a drop-goal chance for Ian Keatley and he duly slotted it from outside the 22 to snatch a win with the last kick.Jonny Wilkinson, who kicked an important drop-goal or two in his time, was on hand to praise Keatley in his new role as a Sky Sports pundit. “He’s had to pick a moment there. He’s chosen to hit that 30-metres out, at an angle. That takes guts.” That’s one to tell your grandchildren about, Ian.Wing kingsOne of the weekend’s most exciting games was Saracens’ 30-23 victory over Clermont Auvergne and one of the notable things about it was the fact that all six tries were scored by wings. David Strettle and Chris Ashton grabbed two apiece for Saracens, giving a masterclass in turning chances into points, and Zac Guildford did likewise for Clermont with his two scores.A day later, and across the Irish Sea in Dublin, Christian Wade reminded everyone why he is one of the strongest contenders for a spot on the England wing. Receiving a pass around the 10-metre line, the Wasp left three Leinster defenders for dead, scorching down the right touchline so fast that they couldn’t even lay a hand on him.What a scorcher! Christian Wade leaves Leinster in his wakeCase for the defenceRugby is not all about sprinting down the wing and scoring tries though, is it? Defence is just as important as attack and three players in particular need to take a bow for their European Rugby Champions Cup tackle counts this weekend.Magnus Lund, Julian Salvi and Joe Launchbury made an incredible 22 tackles apiece in their games and Lund and Salvi didn’t miss a single hit. Outstanding.Sharp workCharlie Sharples celebrated his 150th first team appearance for Gloucester with a hat-trick in their 55-0 win over Brive in the Challenge Cup.The first try came after a break from his fellow wing Jonny May, but Sharples still needed fast feet and strength to beat the last man. The other two were from pin-point kicks placed in his path by Greig Laidlaw and, later, Dan Robson. The delivery was perfect but the ball still needed to be caught and, as Billy Twelvetrees had shown in the first half, it’s all too easy to butcher a “certain” try. Modestly, Sharples played down his achievement, saying: “I just got the bounce of the ball tonight.”Topsy Ojo was the weekend’s other hat-trick hero, grabbing three first-half tries in London Irish’s 70-14 demolition of Rovigo.Myles betterHaving won a qualifying match against Tbilisi to earn a place in the European Rugby Challenge Cup, Rovigo are arguably the weakest team in the competition. Therefore, London Irish boss Brian Smith picked a side featuring a number of players who don’t see a lot of first team action – including fly-half Myles Dorrian, who has played just 32 minutes of Premiership rugby this season.Dorrian, who is more used to being a water-boy for the London Irish first XV, made the most of his opportunity, scoring a try and landing a perfect ten conversions out of ten to finish the weekend as European Rugby’s top points-scorer with 25.Underdogs biteThe first part of the Guinness Pro12 season brought little joy for Edinburgh or Newport Gwent Dragons, as they won just two and one games respectively from their first six. So not many outsiders gave them much hope of winning away in France on the opening weekend of the European Rugby Challenge Cup, but Edinburgh set the tone with a 15-13 triumph at Bordeaux-Begles, who are flying high in the Top 14, and the Dragons followed in their footsteps a day later, defeating Stade Francais 38-22 in Paris.A Tim Visser try, a penalty try, and a conversion and penalty from Tom Heathcote did the trick for Edinburgh, while the Dragons’ four tries were shared among four players, with Nic Cudd touching down the bonus-point one in the last five minutes.In both cases it was a triumph for self-belief and team spirit over the form book.The SinnersCostly slip: Zac Guildford fails to gather Hodgson’s kick and so concedes a tryLetting it slipIt is not often a player scores two tries and ends up among the Sinners, but that is Zac Guildford’s fate as his costly error close to the end of the Saracens v Clermont Auvergne clash was a game-changer.The outstanding Charlie Hodgson sent a high, long kick from deep in his own half, towards the right corner. Guildford was never quite in the right position to catch it as he scrambled back and he failed to gather the ball. His mistake let Chris Ashton in for his second try and enabled Saracens to sneak to a 30-23 win.ButterfingersGeorge Pisi will never butcher a try-scoring chance quite as thoroughly as he did on Saturday, after he intercepted a Racing Metro pass and headed for the try-line. Northampton were trailing 10-6 with 55 minutes gone, so a try under the posts was just what the doctor ordered, but as Pisi looked around to see if he was in the clear, the ball squirted out from under his left arm.The centre then stumbled and fell, and went off with an injured hamstring immediately afterwards, but it didn’t look like a sudden stab of pain caused him to spill the ball.PointlessPisi’s Northampton team-mates also carry some of the blame for what turned out to be a 20-11 defeat at Racing. Firstly, Stephen Myler missed the conversion of Phil Dowson’s 76th minute try, leaving the Saints 13-11 down rather than all square at 13-13. To the fore: Mark Bennett (second right) played a key role in Glasgow’s win With so many of the first round matches in the new European Rugby Champions Cup and Challenge Cup being won and lost on the last throw of the dice, there are a dozen or more contenders for the Saints list this week. Sinners are a bit harder to come by after such an exciting weekend of rugby, but there are still a couple of people with “could do better” on their report.last_img read more

WATCH: Danielle Waterman Pulls Off Amazing Cover Tackle

first_imgTake a look at this fantastic cover tackle by England and Wasps full-back Danielle Waterman Effort: Danielle Waterman pulled off an incredible tackle last weekend WATCH: Mathew Tait Denies Try With Amazing Cover Tackle Collapse LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Waterman, 33, responded to the video in good humour. WATCH: Mathew Tait Denies Try With Amazing Cover Tackle Former England back, Mathew Tait made a brilliant… Expand Watch: The Sam Underhill tackle everyone is talking about During the Varsity Cup in South Africa, one… WATCH: Danielle Waterman Pulls Off Amazing Cover TackleDuring the Tyrrells Premier 15s semi-final, first leg a few days ago between Wasps FC Ladies and Harlequins Women, England full-back Danielle Waterman pulled off an unbelievable chase-down tackle on Fiona Pocock.In the 22nd minute of the match, Wasps were on the attack and looked to have an overlap on the left-hand side of the pitch, but Pocock intercepted beautifully and appeared to have an easy run-in to put her Harlequins side up by at least 15-7.However, Waterman, with her never-say-die attitude, showed brilliant speed to chase her down and lunged to make the tackle five metres short of the try-line.The moment pushed one of the commentators to say: “That is why she is the best full-back in the world.” With tackles like that, it is hard to argue with the assertion.Related: Danielle Waterman – How To Sidestep WATCH: Is This The Greatest Cover Tackle Ever? Both players have suffered serious leg injuries in the past, but they can clearly still shift.However, the tackle was not enough to inspire Wasps to victory as they fell to a 25-19 loss.Despite scoring three tries, Wasps’ ill-discipline cost them, with Harlequins taking the lead in the final ten minutes with a penalty. Then Pocock scored a try in the corner to ensure Harlequins came away with the victory.The second leg takes place at Twickenham Stoop at 3pm.In the other semi-final, first leg, Saracens thumped Gloucester-Hartpury 62-0, scoring ten tries in the process. With the second leg at Allianz Park on Saturday, Saracens are clear favourites to reach the final at Ealing Trailfinders on Sunday 29 April. WATCH: Is This The Greatest Cover Tackle Ever? How do you rate this cover tackle? Take a look at the ones below and see which one is your favourite. The Sam Underhill tackle everyone is talking about… Watch: The Sam Underhill tackle everyone is talking about “That is why she is the best full back in the world.”What a tackle from @Nolli15Watch Live: https://t.co/2iYfMnUfGc #Premier15s pic.twitter.com/qVtLroLOMw— Tyrrells Premier 15s (@Premier15s) April 7, 2018 Don’t forget to follow Rugby World on Facebook, Twitter and Instagram. Expandlast_img read more

Sporting Overview Residential Complex / Taillandier Architecte…

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/954555/sporting-overview-taillandier-architectes-associes Clipboard Apartments Architects: Taillandier Architectes Associés Area Area of this architecture project Save this picture!© Roland Halbe+ 31Curated by Paula Pintos Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/954555/sporting-overview-taillandier-architectes-associes Clipboard Sporting Overview Residential Complex / Taillandier Architectes Associés Photographs 2020 ArchDaily CopyApartments•Blagnac, France Projectscenter_img Year:  “COPY” Sporting Overview Residential Complex / Taillandier Architectes AssociésSave this projectSaveSporting Overview Residential Complex / Taillandier Architectes Associés Photographs:  Roland Halbe Manufacturers Brands with products used in this architecture project France “COPY” Area:  10393 m² Year Completion year of this architecture project Manufacturers: Blocstar, Sto, Weber, Enphase, Sylvéa, horizAlHead Of Project :Yann ChereauWork Supervisor :Paco GiulianiAssociated Architect :Cyril CoucoureuxCity:BlagnacCountry:FranceMore SpecsLess SpecsSave this picture!© Roland HalbeRecommended ProductsCompositesFastmount®How to Attach Heavy Panels with Hidden FixingsCompositesNeolithNeolith in Chase CenterWoodGustafsWood Veneered Wall & Ceiling PanelsDoorsLibartVertical Retracting Doors – Panora ViewText description provided by the architects. The ZAC Andromède is an urban development zone situated between the cities of Blagnac and Beauzelle that will accommodate new residential neighbourhoods as well as activities with high landscape and environmental value. More than just an extension of Blagnac and Beauzelle, Andromède can be considered to be a new type of peripheral neighbourhood in the Toulouse urban area. Save this picture!© Roland HalbeParcel 19A enjoys a highly visible corner location facing expansive open spaces. Looking out towards the forecourt of the Saint-Exupéry high school and the Cours Barricou, the project presents an assertive angle and a tapered geometry resulting from the shape of the lot. Its façades respond to a multitude of urban contexts, including the school forecourt, a park, the rear façade of the school, existing row houses, and a neighbouring parcel.Save this picture!© Roland HalbeThe multifamily residence is situated at the corner of the boulevard Alain Savary and the forecourt of the Saint-Exupéry high school, which it faces. Rising eight floors in height, the building looks out over the surrounding open spaces. As it turns to face the boulevard, with long views over an urban park, the scale of the building changes to match the sequence of six-story buildings planned along the boulevard Alain Savary. Around the back, the building descends to a 3- to 2-story scale before giving way to a series of townhouses, also 3 or 2 stories, and ending in a row of 2-story houses that match the predominant typology of the inner residential streets on subsequent blocks.Save this picture!© Roland HalbeThe main building’s ground-floor base is given over to activities catering to the public, organized around an interior patio. These activities together form Sporting, a fitness-oriented zone also offering restaurant services and more. On the upper floors, 106 residential units are allocated between three buildings sit atop the base and accessed via exterior walkways overlooking the patio. This layout seeks to take advantage of the different orientations and distinctive views offered by the corner location while breaking down the reading of the volume in a simple way. The building does not present a true front or rear façade, but rather a system of façades rotating around an interior distribution space.Save this picture!Ground floor planThe rest of the parcel is occupied by 16 houses, including 7 with gardens facing the interior of the parcel and 9 with access courts providing a buffer and a degree of intimacy with respect to the street. The base that contains the Sporting, and the residential units superposed above, are treated as a single, identifiable, structuring volume. The transition toward the lower scale of the townhouses and the existing and new construction on surrounding lots begins with a south wing that descends to a scale with a ground floor plus 1 or 2 upper levels.Save this picture!© Roland HalbeThis wing consists of duplex townhouses, whose terrace, master suite, and exterior storage space—in keeping with the strong typological intention of the project—read as an extension of the volume of the multifamily building, creating a transition between collective and individual living. The townhouses are accessed by an exterior walkway from the shared entrance hall, but apart from their shared walls, they are not a collective typology. The composition of this 3-story wing is primarily intended to offer exterior living space to each unit while addressing the issues associated with occupiable roofs—allowing for storage, outdoor furniture, and all the other amenities of daily life—through the concealing effect of a pergola and screen wall. These elements also allow for the architectural integration of the roof access stair.Save this picture!© Roland HalbeThe townhouses are set back from the residential lanes, with a 2-meter-high (6’-6”) boundary wall consisting of concrete block laid in a lattice pattern and equipped with gates for pedestrian access. Variations between solid and latticed portions of the wall create a kinetic effect that creates a degree of privacy at the ground floor level of each house while also allowing occasional glimpses of the street that create visual interest for passing pedestrians.Save this picture!© Roland HalbeBy its form and materials, the project as a whole seeks to project a strong and unified image. Collective housing, individual townhouses, and street-facing boundary walls make use of a single vocabulary. All of the façades are clad in white concrete bricks, a material whose carefully controlled workmanship, durability, and aesthetic appearance are in keeping with the ambitions of the project. The loggias of the collective building are given a degree of privacy not only by their height with respect to the ground level but also by a partial-height masonry parapet below the glass guardrail. The ground floor of the multifamily building is smoothly finished prefabricated concrete.Save this picture!© Roland HalbeA series of accessory spaces surround the ground-floor Sporting facility. These include pool and balneotherapy facilities that extend to the outdoors. The surrounding open spaces are planted with trees and greenery up to the concrete brick boundary wall. The interior patio is organized around three islands planted with giant bamboo, allowing the activity rooms and circulation areas to spill out onto this central space of the Sporting facility.Save this picture!© Roland HalbeProject gallerySee allShow lessTraditional Solutions, Modern Projects: Wooden Screens for Sun Protection and Ventil…ArticlesHunter’s House / Medusa GroupSelected ProjectsProject locationAddress:18 Boulevard Alain Savary, 31700 Blagnac, FranceLocation to be used only as a reference. It could indicate city/country but not exact address. Share CopyAbout this officeTaillandier Architectes AssociésOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsBlagnacOn FacebookFrancePublished on January 09, 2021Cite: “Sporting Overview Residential Complex / Taillandier Architectes Associés” 09 Jan 2021. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – LogisVinyl Walls3MExterior Vinyl Finish – DI-NOC™ StonePartitionsSkyfoldWhere to Increase Flexibility in SchoolsTiles / Mosaic / GresiteCupa PizarrasVentilated Facade – CUPACLAD UprightGlassLAMILUXGlass Roof PR60ConcreteKrytonCrystalline Waterproofing – KIMSkylightsVELUX CommercialAtrium Longlight Skylights in ExperimentariumMetal PanelsLorin IndustriesAnodized Aluminum – Copper FinishesStonesFranken-SchotterWall Covering & CladdingWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusSwingsStudio StirlingHanging Chair – BasketWallcovering / CladdingArrigoni WoodsWood Cladding – AcousticMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Global Demographics: Fund Raising for a New World

first_imgGlobal Demographics: Fund Raising for a New World Howard Lake | 22 November 2007 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  18 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

MLK Jr. Day closings

first_img WhatsApp Local NewsBusiness MLK Jr. Day closings Government offices will be closed today in observance of Martin Luther King Jr. Day.The City of Odessa and Ector County offices will also be closed. Trash bins will only be picked up once this week. Customers will roll out trash carts normally serviced today can expect pick up on Tuesday.The regular business offices of the Odessa Police Department will also be closed today.To avoid an overflowing accumulation of trash and debris in dumpsters, citizens are asked to recycle items at the Odessa Recycle Center, 816 West 42nd Street.Trash, debris and bulky items piled next to the alley dumpsters is illegal and prevents the Solid Waste trucks from being able to pick up the containers when service resumes. By admin – January 15, 2018 Rattler Midstream: 4Q Earnings Snapshot Pinterest Home Local News Business MLK Jr. Day closings Pinterest In 1952, Coretta Scott met Martin Luther King Jr. Twittercenter_img Facebook Twitter Snap Inc. to Participate in the Morgan Stanley Technology, Media & Telecom Conference 2021 Octopus Energy U.S. to Discount Customers’ Bills by as Much as 90% Facebook WhatsApp Previous article24-week Bible study to beginNext articleFive things you need to know today, Jan. 15 admin RELATED ARTICLESMORE FROM AUTHOR Southern Style Potato SaladHawaiian Roll Ham SlidersCreamy Fruit SaladPowered By 10 Sec Mama’s Deviled Eggs NextStay last_img read more

Leisurely Living

first_img  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Leisurely Living in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago Despite low inventory and higher prices, homebuyers are still looking into recreational properties, meaning vacation or secondary homes.To help this group of homebuyers discover markets suitable for their desires, RE/MAX INTEGRA released its 2017 Summer Recreational Properties Report, which reveals affordable data profiles from three states and its recreational housing market trends.The report noted three main reasons causing this competitive market, including, Baby Boomers starting to retire and seeking out homes where they can relax, but also have amenities for their children and grandchildren, Pre-retirement buyers purchasing their second home in preparation for retirement, and young families looking for vacation homes away from the city.However, according to Fiona Petrie, EVP and Regional Director for RE/MAX INTEGRA, Midwest, in order for buyers to find a home that fits within their budget, buyers might have to make sacrifices about size, location, and amenities.“We have seen low inventory in the primary home market, and now the recreational home market is no different—prices are escalating, and homes when priced right are selling rapidly—often with multiple offers,” Petrie said.So which locations are the best markets for buyers to consider?The Midwest region serves as a great market to look into. According to the report, the area of Lake Monroe Bloomington, Indiana averages home prices of $100,000 to $150,000. Not only is this location affordable, its close proximity to big cities like Indianapolis, Bloomington, and Columbus, serves as a benefit as well.Northwoods of Wisconsin averages home prices at $150,000 to $250,000. In addition, this location is best for retirees with families and provides a lot of options for buyers. Buyers can select between frontage type, lake size, or zoning to find a home within budget.In Minnesota, the Grand Rapids area is facing a housing surplus because there are more available homes than there are buyers, so there are great deals to be found. Buyers willing to sacrifice some square footage or lake size can find a home within a budget, with average home prices between $250,000 to $350,000.To view the full 2017 Summer Recreational Properties Report, click here. Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago About Author: Nicole Casperson Previous: Adding to the Ranks Next: All Signs Point Toward… HOUSING mortgage RE/MAX recreational homebuying 2017-08-22 Nicole Casperson Tagged with: HOUSING mortgage RE/MAX recreational homebuyingcenter_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Nicole Casperson is the Associate Editor of DS News and MReport. She graduated from Texas Tech University where she received her M.A. in Mass Communications and her B.A. in Journalism. Casperson previously worked as a graduate teaching instructor at Texas Tech’s College of Media and Communications. Her thesis will be published by the International Communication Association this fall. To contact Casperson, e-mail: [email protected] August 22, 2017 2,087 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Leisurely Living Subscribelast_img read more

Home Loan Delinquencies Impacted by Positive Outlook?

first_img in Daily Dose, Featured, Foreclosure, News Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Home / Daily Dose / Home Loan Delinquencies Impacted by Positive Outlook? Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Americans are paying their mortgages on time more often than they have in nearly two decades, according to the American Institute of CPAs’ (AICPA) Q1 2019 Personal Financial Satisfaction Index (PFSi). The PFSi states that loan delinquencies dropped 5.5% (1.8 points) from the previous quarter, with the improvement mostly driven by mortgages. While the amount of delinquencies dropped to its lowest level since 2007, the rate is still higher than what was seen between 1994–2003. The PFSi is calculated as the Personal Financial Pleasure Index (Pleasure Index) minus the Personal Financial Pain Index (Pain Index). Positive readings signal Americans are feeling more financial pleasure than pain.“No one wants to pay any more taxes than they owe. Now is the perfect time to use the information in your tax return and underlying documents to build a tax-efficient financial plan,” said Michael Landsberg, CPA/PFS member of the AICPA’s Personal Financial Planning Executive Committee. “This was the first year with most provisions of the new tax law on the books. As many have discovered, the changes went far beyond a reduction to income tax brackets. If you haven’t already considered the new tax law changes, now is the opportune time to review and update your financial plan.”Taxes and money are an important component of the Pain Index, especially when measuring financial satisfaction. The report states then when income taxes change, Americans notice because it impacts the amount of money they take home. Americans also hope for a lower tax burden, which, for some, can be reflected in a higher refund.Americans received an average tax refund of $2,899 in 2017. In 2018—the first under the new law—the average tax fell to $2,795, according to the IRS.The Q1 2019 PFSi measured 36.1, an 11.3 percent (3.7 points) increase from the prior quarter. The increase was due to a 2.4-point increase in the Pleasure Index combined with a 1.3-point decrease in the Pain Index.Stocks surged in the first quarter of 2019 after a sharp decline in the fourth quarter of 2018. Gains in the stock market, combined with an improved job market, pushed American’s personal financial satisfaction to a new record high, according to the AICPA’s Q1 2019 PFSi.The PFSi bounced back from its first decline in two years to reach its sixth record high in seven quarters. About Author: Mike Albanese Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Subscribe Sign up for DS News Daily center_img Home Loan Delinquencies Impacted by Positive Outlook? Data Provider Black Knight to Acquire Top of Mind 2 days ago Delinquencies Mortgage Delinquencies Mortgage Rates 2019-04-25 Mike Albanese Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Delinquencies Mortgage Delinquencies Mortgage Rates Demand Propels Home Prices Upward 2 days ago Previous: The Industry Pulse: Updates on UBS, LRES, and More Next: Fannie Mae Honors Mortgage Company for Second Consecutive Year Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago  Print This Post Related Articles April 25, 2019 1,978 Views last_img read more

‘Lawyers Can’t Be Made To Starve’: Kerala HC Pulls Up Bar Council Of Kerala For Delay In Implementing 2018 Govt Order On Stipend For Junior Lawyers [Read Petition]

first_imgNews Updates’Lawyers Can’t Be Made To Starve’: Kerala HC Pulls Up Bar Council Of Kerala For Delay In Implementing 2018 Govt Order On Stipend For Junior Lawyers [Read Petition] LIVELAW NEWS NETWORK12 May 2020 7:57 PMShare This – xThe Kerala High Court on Tuesday came down heavily upon the State Bar Council for “grave delay” in implementation of 2018 Government order whereby sanction was accorded to pay monthly stipend of Rs.5000/- to the junior lawyers. “The government order was issued in 2018. We are in 2020 now… Lawyers can’t be made to starve,” the single-Judge bench of Justice P. Gopinath remarked…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Kerala High Court on Tuesday came down heavily upon the State Bar Council for “grave delay” in implementation of 2018 Government order whereby sanction was accorded to pay monthly stipend of Rs.5000/- to the junior lawyers. “The government order was issued in 2018. We are in 2020 now… Lawyers can’t be made to starve,” the single-Judge bench of Justice P. Gopinath remarked while directing the opposite counsel to get instructions on the matter. Vide order dated March 9, 2018, the Kerala Government had sanctioned monthly stipend of Rs.5000/- for junior lawyers of a specified category, payable out of the Welfare Fund created under Kerala Advocate’s Welfare Fund Act, 1980. Three Advocates including Dheeraj Ravi, President of Kollam Bar Association  have moved the High Court on Tuesday, seeking implementation of the same. “The Government in its wisdom has proceeded to consider the same and passed Ext.P2 G.O to support the younger generation of legal fraternity but the lethargy in implementing the same has failed the purpose. Due to the same, the novices of legal profession are face grim future especially due to the lock down after Covid-19 and its repercussions in the economic sphere of the Country,” the Petitioners had submitted. The Petitioner’s counsel, Advocate Manu Ramachandran had pointed out that the Council had not brought in any rules or formulated any modus including the application form prescribed by the Kerala Advocate’s Welfare Fund Trustee Committee, to start the process. Responding to this, Standing Counsel for the State Bar Council informed the Court that they had framed rules but the same was returned by the Government. While the Petitioner had sought interim relief of directing the Bar Council to consider and pass orders on all applications seeking stipend, the Court was pleased to grant time to the Standing Counsel to seek instructions from the Bar. However, the High Court made it clear that it will not grant any further extension of time for filing of a statement. The present petition also claims that many lawyers had approached the Bar Council as well as the Trustee Committee seeking application forms and other procedures and guidance to apply for stipend. However, the Respondents sent all of them back them with a direction to “wait till they have formulated their own Rules and procedure.” The matter has now been posted to May 18. As per the Government order, junior lawyers who have not completed 3 years of practice and an age of 30 years and are not having annual income of more than Rs.1 lakhs are entitled for stipend. Click Here To Download Petition Read Petition Next Storylast_img read more

DOJ sides with group claiming Harvard discriminates against Asian-Americans

first_imgHarvard University(WASHINGTON) — The Justice Department on Thursday sided with a group of Harvard University students and parents who allege the school discriminates against Asian-American applicants.Filing a “statement of interest” in the yearslong case, the Justice Department insists Harvard can’t show it is following legal restrictions established to limit how race is used as a factor in admissions, essentially agreeing with the plaintiffs in the case, Students for Fair Admissions.“Harvard has failed to carry its demanding burden to show that its use of race does not inflict unlawful racial discrimination on Asian-Americans,” the statement filed in Massachusetts District Court said.“To the contrary, the record evidence demonstrates that Harvard’s race-based admissions process significantly disadvantages Asian-American applicants compared to applicants of other racial groups — including both white applicants and applicants from other racial minority groups,” it continued.The initial lawsuit was brought in 2014 on behalf of a group of Asian-American students. Since then, many groups have filed briefs weighing in on the litigation. Recently, Harvard filed a motion for summary judgment, asking the judge to rule without a full trial.“Harvard strives to ensure that its students come from broadly diverse backgrounds — geographically, socioeconomically and racially — and it may consider an applicant’s self-identified race or ethnicity as one of many factors in its admissions process,” the defense’s filing in June says.In its filing Thursday in federal court, the Justice Department is objecting to summary judgment, urging the court to look at all of the facts and legal arguments, and then make a ruling.A department official said there is “strong evidence” that “Harvard is using race” against Asian-American applicants.“Harvard is actually very proud of the fact that it uses race” to achieve diversity, the official said.The official said previous Supreme Court rulings establish a “high burden” for schools to use race in admissions decisions, and schools can only use such considerations on a temporary basis. They must be “narrowly tailored,” and they must be a “last resort.” But Harvard has not overcome this high burden, and it has failed to adequately explain how it specifically uses race in admissions, the official said.The Justice Department official said the department’s Civil Rights Division is continuing to investigate Harvard’s admissions process.The university denies that its practices violate the law, saying that ethnicity is optional on the application and is one of many factors that contribute to getting into the college. In addition, it argues that having a diverse student body contributes to the educational process.The Justice Department official, speaking on the condition of anonymity, said the federal government has a vested interest in the case because Harvard takes millions yearly from the federal government — with the assurance that they won’t discriminate on the basis of ethnicity during the admissions process.All of the other Ivy League schools supported Harvard, court documents show.Last year, a controversy erupted when reports surfaced that DOJ was looking for lawyers to investigate an administrative complaint filed by a coalition of 64 Asian-American associations in May 2015 that the Obama administration never resolved.The Justice Department also maintains evidence shows that Harvard uses a “personal rating” that may be biased against Asian Americans. The government claims that “based solely on a review of the applicant’s file, Harvard scores its applicants based on “subjective” factors such as “likability” and being a “good person” with “human qualities.”Justice officials said Harvard admits that, on average, it scores Asian-American applicants lower on this “personal rating” than applicants of other races. Copyright © 2018, ABC Radio. All rights reserved.last_img read more