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These are real estate executives’ worst worries for 2021

first_img Email Address* Their most pressing concerns were the shuttering of restaurants, gyms and other businesses; eviction and foreclosure moratoriums; and a recession in the United States.Moreover, 90 percent believe that the shift to work-from-home will have long-term impacts on the office market, while 70 percent think the same for the residential market.The industry was divided on the Biden administration, with 54 percent saying it will not have a positive impact on commercial real estate in 2021. (In last year’s survey, only 4 percent believed Biden to be the most favorable candidate for the real estate industry.) In 2017, more than two-thirds of survey respondents believed the Trump administration would have a positive impact on the market.Although Biden has talked of doing away with 1031 exchanges, 62 percent of respondents did not expect tax reform to have a significant effect on the industry this year.Contact Sasha Jones Message* Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink Share via Shortlink (iStock/Illustration by Kevin Rebong for The Real Deal)After an awful year for much of the real estate world, executives see full recovery not happening this year or even next, yet are optimistic about their own firms’ immediate future.A survey of real estate executives found 85 percent see 2021 as a year of opportunity for their companies, but 70 percent said that the commercial real estate sector will not return to pre-Covid levels until at least 2023.“You scratch your head,” said Ron Gart, a partner and chair of its Washington, D.C., real estate practice at law firm Seyfarth Shaw, which conducted the survey. “They think the rest of the economy, the rest of commercial real estate, is going to take two to three years to recover. But they’re extraordinarily optimistic for themselves. And I don’t have a good answer as to how you reconcile the two.”The email survey drew responses from 144 owners, developers, investors, asset managers, brokers, lenders and consultants.Read moreWorst of the worst: The real estate disasters of 2020Address not applicable: What happens to the HQ in the remote-work age?A reckoning on rent Full Name* Tags Commercial Real EstateDevelopmentResidential Real Estatelast_img read more

Warburtons revamps gluten-free range with new look

first_imgWarburtons has teamed up with chef and author Anna Barnett to create bespoke recipes to promote its gluten-free range, which has been given a new look.The free-from range includes a tiger bloomer, crumpets, toastie loaf and multiseed loaf which, from the start of this month, were rolled out in updated packaging. The packs are now predominantly orange and bring the brand more in line with Warburtons’ core offering, it said.To celebrate the revamp, Barnett – who recently released the cookery book ‘How to be Gluten Free and Keep Your Friends’ – has created five recipes for breakfast, lunch and dinner to show how Warburtons Gluten Free products can be used,These include waffles blitzed and soaked in berries, a pasta dish served in a gluten-free bread bowl (see below for full recipe) and an open charred sandwich with fried garlic prawns.“We’re delighted to be working with Anna to champion our high-quality gluten-free range. The recipes Anna has developed demonstrate the versatility of our Warburtons Gluten Free products and how they can be enjoyed in many different ways, across different meal occasions,” said Chris Hook, free from director, Warburtons.Barnett added that she was delighted to be working with Warburtons on the project.“I hope my recipes for Warburtons show that living a gluten-free lifestyle doesn’t need to be restrictive or boring, and that gluten-free products can be used in innovative ways. I hope I have inspired both experienced and budding home cooks and bakers to try something new over the coming weeks, for themselves or friends and family to enjoy,” she added.Recipe: Gluten-free carbonara pasta torte with buttered bread bowl Feeds: 4-6Preparation Time: 20 minsCooking Time: 25-30 mins26-28cm cake tin, with removable sidesIngredients:1 Gluten Free Tiger Bloomer Loaf– cut into 1cm slices70g butter – meltedSmall bunch of sage leaves500g gluten free spaghetti or pasta of your choice – cooked as per instructions6 free-range eggs550ml double cream160g Grana Padano – finely gratedGenerous sprinkle of sea salt flakes1 tsp of freshly ground black pepper3 sprigs of sage – leaves picked from stem, finely sliced180g roughly chopped good quality ham/prosciutto or crispy fried lardons (optional)*Please note, we would always recommend checking the manufacturer’s ingredients when purchasing products to ensure they are suitable for a gluten-free diet.Method:Preheat your oven to 190 degrees Celsius.Begin by adding a sprig or two of sage to your butter and melting it over a medium to low heat.Slice your Warburtons Gluten Free Tiger Bloomer bread then coat each slice in butter on just one side.Begin by placing the sliced bread on the bottom of the cake tin butter side down. Next, arrange your slices of bread slightly overlapping next to each other around the outside of the cake tin.Cook your choice of gluten free pasta in salted boiling water. Whilst the pasta is cooking, in a large bowl combine the egg, cream and two thirds of your cheese then add seasoning and chopped sage leaves. Transfer your pasta from the hot cooking water to the mixture. Add in the meat if using and thoroughly mix together before transferring with tongs to your bread lined cake tin. Scatter over the remaining cheese and place in the oven for around 25-30 minutes.Once cooked remove from the oven, allow to rest for a few minutes then carefully remove the sides of the cake tin. Carefully slide a knife underneath the bread base and slide the pasta torte onto your serving platter or board. Serve while hot.last_img read more

Turkuaz Announces New Album & Extensive Fall Tour, Drops New Single & Music Video

first_img[Video: Turkuaz]With Life In The City due out in about a month, the group has announced a special promotion to encourage fans to preorder the album. From now until August 28th at 5 p.m. (PT), Turkuaz will offer a special pre-order bundle that includes “the LP with a limited edition Rainbow Marble Swirl colored vinyl, album t-shirt, and a digital version of the album on a USB, gift boxed in a limited edition Life In The City Nintendo Cartridge,” with the Nintendo cartridges available in an assortment of vibrant, Turkuaz-themed colors. Taking a page out of Willy Wonka’s playbook, the band will insert one gold cartridge into the pre-order bundles, with the lucky fan who receives the cartridge gaining “FREE Turkuaz tickets for LIFE!” You can pre-order the album bundle here.Furthermore, today, the band has announced their fall tour, appropriately named the Life In The City Tour. Across the three-month tour, Turkuaz will be joined by Butcher Brown, Cory Henry & The Funk Apostles, Lettuce, Dynamo, Andy Frasco & The U.N., Rubblebucket, and Too Many Zooz at various stops. The Life In The City Tour kicks off with a three-night run across New York from October 4th through 6th, followed up by shows in Tennessee, Kentucky, and North Carolina. On October 17th, the band returns to the Northeast, rolling through Massachusetts, Rhode Island, and New York—including a performance at The Capitol Theatre, the legendary venue in Port Chester on October 19th—before heading back south on October 24th with a show in Greenville, South Carolina.Working their way to the fan-favorite festival, Suwannee Hulaween, on October 28th, the band will detour through Covington, Kentucky on October 26th. On Halloween proper, the band will perform a show in Asheville, North Carolina, followed up by a stop in Greenville, North Carolina, on November 1st. After shows in Philly and DC on the 2nd and 3rd, the group heads to the Midwest, routing through Pittsburgh, Columbus, Indianapolis, and Grand Rapids from November 8th through 11th. Up next is a run across Omaha, Madison, Minneapolis, and Chicago from November 14th to 17th to close the main leg of the tour ahead of the band’s New Year’s Eve run, which will see the band ringing in 2019 in Worcester, Massachusetts.A special fan pre-sale begins on Wednesday, August 22nd, at 10 a.m. (local). Following the pre-sale, tickets for the general public will go on sale on Friday, August 24th, at 10 a.m. (local). For more information about the new album or Turkuaz’s upcoming tour dates, head to the band’s website here. Turkuaz is gearing up for a busy end to 2018. Yesterday, the Brooklyn-based band announced a brand-new album, Life In The City, which is due out on September 28th. The group will also be running a very special Willy Wonka-inspired promotion for fans who pre-order the album, with fans who receive a gold cartridge in their order gaining access to free Turkuaz shows for life. Keeping the announcements rolling, today, the funk-fueled nine-piece has detailed a fall tour supporting the new studio effort, which will span from October to New Year’s Eve.Due out on September 28th, Life In The City will mark Turkuaz’s fifth album, following up 2015’s Digitonium. In addition, yesterday, the group dropped a retro, video game-inspired animated music video for the album’s title track, “Life In The City”, which was premiered via Magnetic Magazine. Notably, one of the album’s nine tracks, “If I Ever Fall Asleep”, was produced by Talking Heads keyboardist Jerry Harrison and engineered by ET ThorngrenAs Dave Brandwein explained to Magnetic Magazine in the outlet’s video premiere article,For this album, we spent time sorting through lots of material and different ideas. We recorded much more than we ended up using, and across a few different studios over a couple of years. There was also way more collaborative writing occurring in varying ways compared to past records. Looking back now, although the process it was made was varied and took longer it feels really cohesive. I think it ended up as a theme album in its’ own way and that feels evident now listening to it in its finished state. “Life In The City”last_img read more

Georgia Two-step

first_imgOn “The Georgia Gardener” May 20 and 22, University of Georgia entomologist Beverly Sparks will show host Walter Reeves how to control fire ants with the”Georgia Two-step.” Effective control, she explains, involves two steps: firstscattering a bait, then using a mound treatment.Later, Dr. Richard Sturm, a dermatologist at The Piedmont Clinic in Atlanta, tells howto protect your skin from sun damage. And UGA entomologist Kris Braman tells about spittlebugs inlawns.Catch “The Georgia Gardener” Thursday at 7:30 p.m. and Saturday at 10 a.m. onGPTV. Specifically for Georgia gardeners, the show is a production of the UGA College ofAgricultural and Environmental Sciences and PFC Holding Company. Check it out on the Webat www.georgiagardener.com. Or call the show’stoll-free number, 1-877-424-7697 (877-GAGROWS).last_img read more

24 Fertilizer know-how

first_img Volume XXVIII Number 1 Page 24 By Clint Waltz University of Georgia From hard-core gardeners to novices, most people know you have to fertilize your plants to get the results you want. But reading a fertilizer bag can be intimidating if you don’t understand what you’re reading.Most folks have heard of 10-10-10, but they may not know what the numbers stand for.So what are the numbers?They refer to the percentage of nitrogen (N), phosphate (P2O5) and potassium (K2O). So in a bag of 10-10-10, 10 percent of the weight of the bag is actual nitrogen, 10 percent is phosphate and 10 percent is potassium.Knowing how much nitrogen is in a bag of fertilizer is fairly easy. The percentage is listed right on the bag. However, it’s not as simple for phosphorus and potassium.To determine the actual amount of phosphorus (P) and potassium (K) you have to do a little math. Use these formulas: P2O5 times 0.44 equals P, and K2O times 0.83 equals K.Complete fertilizersA bag containing all three of these nutrients — nitrogen, phosphate and potassium — is considered a “complete” fertilizer. A product with any of these three missing is referred to as an “incomplete” fertilizer.All plants need nutrients for proper growth and development. But various nutrients affect plants differently and are needed in varying amounts. All essential nutrients are required to sustain vigor so the plant can better resist environmental stresses, weeds, diseases, insects and other pests.When it comes time to select a fertilizer, select a brand that includes these three primary nutrients.last_img read more

Affiliate with Paynetsystems.com

first_imgIf you have the urge and potential of earning thousands of dollars in commission, are keen on a partnership with an innovative and world-leading platform for Credit Card Processing Services and Merchant Account Services, affiliate with us at Paynetsystems.com. We, at Paynetsystems.com take pride in our reliable and accurate services, our support system and various commission methods and quick payments. Our broad spectrum of clientele from across the globe, belonging to retail, wholesale, mail order, and E-Commerce businesses, bear testimony to our high quality of work culture.Paynetsystems.com invites you to formulate a lucrative business partnership with us. Our terms and conditions for the same are simple and are designed to strengthen our business relationship and promote mutual trust and respect. If you share our point of view, you are most welcome to fill out our Affiliate Online Application. Post that the procedure is very simple. Place our link on your site or verbally refer someone to Paynet Systems by giving them your Affiliate ID and our contact information. Doing this would bring you no less than $50-$100 per referral.Start now and earn your regular commission. Affiliate with Paynet systems because” We provide top-notch support, assisting you at every step.” Various commission methods” Fast and reliable commission payments” Accurate and reliable statistics, and much more.Sign up now! Don’t miss this golden opportunity. Join Paynet systems, the most promising and fastest growing Credit Card Processing Services and Merchant Account Services. Be a part of the glorious future and success of Paynet Systems!The partnership details can be found at http://www.paynetsystems.com/html/affiliates.htm(link is external)last_img read more

People’s United donates $33,900 for CAA weatherization programs in Vermont

first_imgPeople’s United Bank,During the 2nd quarter of 2011, People’s United Bank announced that they would donate $100, to the Weatherization Assistance Programs (WAPs) offered through the State of Vermont Community Action Agencies (CAAs), for every personal checking account opened from June 7th through August 2nd.  People’s United Bank announced today that $33,900 would be spread among the CAAs for use in weatherizing homes throughout Vermont.The Community Action Agencies which are independent non-profit organizations, were established through the State of Vermont Office of Economic Opportunity (OEO) under the Economic Opportunity Act of 1964 to fight America’s War on Poverty.  They help people to help themselves in achieving self-sufficiency.  The 5 Community Action Agencies in Vermont (4 of which have an affiliated WAP) include:  BROC – Community Action in Southwestern Vermont, CVCAC- Central Vermont Community Action Council, Inc., CVOEO – Champlain Valley Office of Economic Opportunity Inc., SEVCA – Southeastern Vermont Community Action, Inc. and NEKCA ‘ North East Kingdom Community Action.  The lone WAP not affiliated with a CAA is NETO ‘ North East Training Opportunities which provides weatherization Services in the North eastern portion of the state.‘The weatherization programs offered through the State of Vermont Community Action Agencies are a great example of ‘helping people help themselves,’‘ stated Michael Seaver, Vermont President, People’s United Bank.  ‘Over the last several years, so many Vermonters have relied on emergency funding for fuel.  The weatherization programs offered statewide will reduce our dependency on these funds and provide warmer homes for our neighbors in need,’ continued Seaver.The following is a breakdown of the dollars that the weatherization programs will receive:BROC ‘ Community Action in Southwestern Vermont         $3,200CVCAC ‘ Central Vermont Community Action Council, Inc.  $4,400CVOEO – Champlain Valley Office of Economic Opportunity, Inc.   $14,600NEKCA ‘ North East Kingdom Community Action, Inc.               $1,500SEVCA ‘ Southeastern Vermont Community Action, Inc.             $10,200‘An innovative and creative idea became generous funding provided by People’s United Bank.  It is one more way we are able to keep families safe, warm and in their own homes,’ said Jan Demers, Executive Director Champlain Valley Office of Economic Development.  ‘We have over 100 families on our wait list for weatherization services, so the timing for this donation from the People’s United Bank could not be better,’ continued Demers.For more information on the programs offered through the State of Vermont office of Economic Opportunity and Community Action Agencies in Vermont, please contact Shaun Donahue at [email protected](link sends e-mail) or call 802-241-2454.About People’s United BankPeople’s United Bank is a subsidiary of People’s United Financial, Inc., a diversified financial services company with approximately $25 billion in assets. Peoples United Bank, founded in 1842, provides consumer, commercial and wealth management services through nearly 340 branches in Connecticut, Vermont, New Hampshire, Massachusetts, Maine and in Westchester County and Long Island, New York. Through additional subsidiaries, People’s United provides equipment financing, asset management, brokerage and financial advisory services, and insurance services.###last_img read more

Montana’s largest utility to boost stake in Colstrip coal plant

first_img FacebookTwitterLinkedInEmailPrint分享Billings Gazette:NorthWestern Energy plans to increase its share in Colstrip Unit 4 by buying out another power plant owner who recently revealed the coal-fired unit needs $20 million in repairs.Montana’s largest monopoly utility said Tuesday that it will buy out Puget Sound Energy for $1. The price is identical to what NorthWestern pitched to the 2019 Montana Legislature 10 months ago. Lawmakers rejected the deal, with several expressing worry the utility’s customers would face hidden debts associated with repairs and future environmental cleanup costs. In the Legislature, NorthWestern never identified which of Colstrip’s five other owners was offering shares.NorthWestern currently has a 30% share in Unit 4, for which its customers owe $300 million. Puget’s share would boost NorthWestern’s stake to 55%. In a separate deal, NorthWestern would buy Puget’s capacity on Colstrip’s transmission lines for $2.5 million to $3.7 million.The utility has the ability to buy Puget’s assets without government approval, but if its customers are to shoulder costs associated with maintenance, operation, taxes and environmental cleanup, the Public Service Commission will have to sign off. NorthWestern indicated it will seek PSC approval early next year.For Puget Sound Energy, the sale would leave Colstrip power plant’s most dominant owner with just 25% of Colstrip Unit 3. The Washington-based utility owns half of Colstrip Units 1 and 2, with Pennsylvania-based Talen Energy owning the other half. The two companies announced in June that those units were no longer economical and would be shut down. Units 1 and 2 will stop operating in a few weeks.Puget has to stop using coal power under Washington law by the end of 2025. Other Colstrip owners are also making exit plans. Spokane-based Avista Corp. told The Billings Gazette last week that plans are being made to exit in 2025, although currently it plans to exit by 2027. PacifiCorp plans to exit in 2027. Portland General Electric plans to exit no later than 2035, although it plans to pay off its Colstrip debt by 2030 and taper off of coal power over time.[Tom Lutey]More: NorthWestern Energy plans to buy bigger stake in Colstrip power plant for $1 Montana’s largest utility to boost stake in Colstrip coal plantlast_img read more

The who, what, when, where, why, and how of mobile lending

first_imgDoes your credit union offer mobile lending? Probably. Have you personally ever used it to apply for a loan? Probably not. Understanding the ins and outs of the mobile lending process starts with who? You! Putting your staff and board members into the role of a member will only serve to improve your mobile lending products. What you find could surprise you.According to Robert Israelite, lending and compliance specialist at CUNA Mutual Group, “Many veteran CEOs have expressed disbelief that members are applying for loans on mobile devices, and boards are even further removed. Most credit union staff have never applied for a loan in a member channel, and that’s a problem. They have internal ways of doing it. Staff needs to put themselves in the shoes of a “real member” or potential member who doesn’t have strong ties to the credit union.”It is surprising the number of staff and board members of credit unions who do not know that loans can be applied for and approved, from their smartphones.  And of course, this realization tends to raise the typical questions of What, Who, Where, Why, When, and How… continue reading » 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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