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TCU steps up efforts to promote financial literacy with new additions to Money Week

first_imgReddIt Twitter + posts Ryder Buttryhttps://www.tcu360.com/author/ryder-buttry/ Linkedin Social Security Total ExpendituresCreate line chartsDuring Money Week’s personal finance panel on Tuesday night, Lacey Welch, a Chase banker, warned students to save now because Social Security would probably not be there for them later in life. Panelist and instructor of One Million Reasons’ personal finance class, Ramona Locke, disagreed. Locke said Social Security would likely be there in the future, but added it will take action from Congress, which she believes will happen.Students attend an expert panel on personal finance Tuesday evening. Photo courtesy of Rachael Capua.Capua said the partnership with human resources was natural progression.The program decided to include events geared towards professionals because its goal is to increase financial literacy throughout the entire university, she said.Research shows financial literacy is a skill lacking among professors, as much as it is among students. A study of higher education by Fidelity Investments found that college professors gave themselves a “B” grade when it came to financial literacy and over half were worried they might outlive their retirement savings.One Million Reasons will continue to expand after Money Week is over by adding an additional section of their personal finance class next fall. SGA holds student memorial to honor lives of four students Linkedin Ryder Buttryhttps://www.tcu360.com/author/ryder-buttry/ Fort Worth businessman donates full first-year tuition for TCU medical school students Ryder Buttryhttps://www.tcu360.com/author/ryder-buttry/ Facebook Ryder Buttryhttps://www.tcu360.com/author/ryder-buttry/center_img Update: No forced entry in TCC student’s homicide World Oceans Day shines spotlight on marine plastic pollution National trends show women marry later, some college students defy the stats Facebook Twitter Welcome TCU Class of 2025 ReddIt Previous articleSizzle Reel (Ep. 22 – The Walking Dead, 13 Reasons Why and more)Next articleMoney Week teaches impact of philanthropy Ryder Buttry RELATED ARTICLESMORE FROM AUTHOR printForget finals and graduation, TCU students need to start thinking about their financial future.The university stepped up its effort to promote financial literacy this year, with a one-hour class on financial management to accompany Money Week activities. TCU Human Resources also had programming for faculty and staff.Tabling events promoted the week. Photo courtesy of Rachael Capua.Money Week was hosted by One Million Reasons, a collaborative effort between Student Development Services and the Office of Financial Aid to raise financial literacy awareness on campus.The week, which is hosted every year in April to celebrate Financial Literacy Month, hosted thirteen events on campus including workshops, an expert panel, and a budget cooking demonstration.“Financial wellness is so key because it’s a big part of your life…so we are really trying to promote the importance of saving and saving early so that future you will thank you for it,” said Rachael Capua, assistant director of the sophomore and junior year experience.“Our program is called One Million Reasons and there are many reasons why it’s helpful not only for your long term, but also your short term,” she said.In the fall, the program launched its one credit-hour personal finance class.  Merrill Lynch Senior Vice President Ramona Locke teaches students financial management skills for life today, post graduate, and even further down the line.One Million Reasons Ambassador and junior biology major Lindsay Shanley said the class is important because it teaches budgeting and other financial skills students often don’t learn at school. “It’s probably some of the single most important things we could be learning in college, yet we’re not because there are no classes on personal finance,” Shanley said. “None of that stuff is required.”Financial literacy is becoming an increasingly important skill for students to gain before graduating college and taking on the often overwhelming task of managing their money.According to the Institute for College Access and Success, 43 percent of TCU students graduated with debt in 2014, averaging $39,584.Besides student loans, this generation of college students will also need to be financially savvy to prepare for retirement with the possibility of no Social Security.According to the Social Security and Medicare trustees’ 2016 annual report, Social Security’s two trust funds—one for retiree benefits and one for disability benefits—will be depleted by 2034 if lawmakers do not address the funds’ “long-term financing shortfalls.” TCU places second in the National Student Advertising Competition, the highest in school history Ryder Buttry last_img read more

The costly career mistake millennials are making

first_imgMore than 60% of millennials don’t negotiate salary when receiving their first job offers. It’s costing them big time over the course of their careers.by: Kerri Anne RenzulliWhen millennials land job offers, it seems the only question they’re debating is whether to accept. But they should also be thinking about the terms of that acceptance, since there’s a good chance they’re being offered less than they deserve.Maybe it is because we are just grateful to get any job offer, or maybe we feel we don’t have enough leverage to make a strong case, but only 38% of millennials negotiate their first salary, according to a new survey from NerdWallet and Looksharp, a company that helps connect graduates with jobs.That unwillingness to haggle and ask for more is costing us thousands of dollars a year. Three-quarters of employers said they could raise starting salary offers by 5% to 10% during negotiations, according to the survey, which collected responses from 700 employers and almost 8,000 recent grads who entered the job market between 2012 and 2015.There appears to be little risk in asking for a modest pay bump. Of the grads who did ask for a salary increase, 80% were at least partially successful. The vast majority of hiring managers—90%— said they had never retracted an offer because an entry-level candidate attempted to negotiate. Rather, 76% said candidates who negotiated appeared more confident for doing so. continue reading » 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Alan Shearer explains how Marcus Rashford ‘makes the difference’ for Manchester United

first_imgAdvertisement Rashford has recovered from a troublesome ankle injury (Picture: Man Utd via Getty Images)United moved back into the top four in the Premier League with their victory over the Hornets.Anthony Martial scored their second goal, before Abdoulaye Doucoure pinched a 90th minute consolation for the visitors.Arsenal have the opportunity to overtake the Red Devils on Monday night when they host Newcastle, as the battle for the Champions League places looks like it will go right down to the wire.United are back in action away at Wolves on Tuesday night.MORE: Tottenham manager Mauricio Pochettino says Liverpool are ‘on a completely different level’MORE: Liverpool vs Tottenham TV channel, live stream, time, odds, team news and head-to-head Advertisement Phil HaighSunday 31 Mar 2019 3:02 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link29Shares Alan Shearer explains how Marcus Rashford ‘makes the difference’ for Manchester Unitedcenter_img Rashford has scored 10 Premier League goals this season (Picture: Getty Images)‘It was a beautiful finish from Rashford for the goal,’ Shearer said on Match of the Day. ‘He is in charge of the situation, it was a good first touch, he doesn’t panic and he knows what he wants to do. It was so calm.AdvertisementAdvertisement‘What I like about Rashford is he points to where he wants the ball playing into his path. He made the run in behind several times and that was the difference in the first half.‘Rashford was the threat and he was the difference.’ Marcus Rashford led Manchester United to victory on Saturday (Picture: Getty Images)Marcus Rashford scored his 10th Premier League goal of the season for Manchester United on Saturday and Alan Shearer believes he was the difference as the Red Devils beat Watford 2-1.The England international opened the scoring at Old Trafford as he continues his most successful goal-scoring season of his career.Rio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starThe 21-year-old now has 13 goals in all competitions after striking three times in his last four outings for United.England and Newcastle legend Shearer believes that the forward is now making the difference for his side, and he has explained how.ADVERTISEMENT Commentlast_img read more

Escape the city life in this rainforest retreat

first_img366 Tomewin Mountain Rd, Currumbin Valley.Set on a sprawling 1.97ha block in the Gold Coast’s Currumbin Valley, the two-level residence features a variety of unique crafted details with timber a prominent fixture throughout.One-of-a-kind camphor laurel bench tops are found in the kitchen and main bathroom while distinctive staircase stands out.“When we first moved in Barb said we should replace the hand rail on the stairs and no as that was one of the features I loved about the house,” he said. 366 Tomewin Mountain Rd, Currumbin Valley.He said he had many favourite features but sitting out on the back deck was one of the standouts.“Being out there on any morning having a coffee is awesome, it’s simply magic,” he said.“The property backs on to 40 a national park.”And it would be hard not to mention the resort style free-form lagoon pool, enhanced by the winding timber path ways surrounding it. 366 Tomewin Mountain Rd, Currumbin Valley.A free standing studio offers views to the pool and rainforest and there is also a self contained one-bedroom bungalow for guests.Mr Newman said the property would suit several potential buyers. “It’s really for somebody who loves timber, unique designs and wants a one-off home,” he said.“It you want something different then this is the place for you.”The couple are selling to make way for a sea-change.Ken Jacob of Ray White Tugun is marketing the property at offers over $1 million. 366 Tomewin Mountain Rd, Currumbin Valley.IF a unique property hidden in the rainforest is what you’re after, look no further.Bob Newman and Barb Roberts bought their “private oasis” 11 years ago and were sold on it almost instantly.“We pulled up out the front and walked down the driveway,” Mr Newman said.“The rainforest basically enveloped the property and I just fell in love with the place from that moment.”center_img 366 Tomewin Mountain Rd, Currumbin Valley.“We take our dog for a 5km walk every day and the minute I get home I usually jump in the pool,” he said.“The pool is 2.5m deep in some parts so you can really enjoy it, jump off the bridge, it’s absolutely fantastic.“It has a beach entry and then off the edge it drops down to 1.5m and then very quickly goes to 2.5m.” 366 Tomewin Mountain Rd, Currumbin Valley.An open plan kitchen, high pitched ceiling and extensive picture windows are found on the ground level as well as multiple living and dining areas, office and laundry.The second level features three bedrooms and the main bedroom with walk through wardrobe and ensuite. More from news02:37International architect Desmond Brooks selling luxury beach villa18 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days ago“We have basically modernised it since we bought it,” Mr Newman said. “We painted it and added a fifth bedroom.”last_img read more

Clippers vs. Spurs: Live updates from Game 5 – pregame through postgame

first_img Newsroom GuidelinesNews TipsContact UsReport an Error Live updates from Game 5 of the first-round NBA Playoffs series between the Los Angeles Clippers and the San Antonio Spurs, updates from Robert Morales, Vincent Bonsignore, Mark Whicker and Mark Heisler from the Los Angeles News Group, and official accounts from Spurs and Clippers. On mobile? See full stream here.last_img

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