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What are CUSOs doing?

first_imgWhat are CUSOs doing? This is a very common question I hear from credit union and CUSO folks. From our vantage point of working with NACUSO and working with hundreds of CUSOs in the past 30 years, we have a unique perspective to know the CUSO universe. Even NCUA used to call us on CUSO industry questions from time to time. Now that CUSOs are becoming an essential part of the credit union business model, existing CUSOs are being asked to provide more services and new CUSOs are being formed. Will there ever come a day when we have more CUSOs than credit unions…maybe?Since the role of CUSOs is becoming so important to the success and survival of credit unions, NCUA saw the need to know more about CUSOs. While NACUSO and NCUA had differing views on whether CUSOs could be required to report directly to NCUA, the silver lining is a better knowledge base about CUSOs.The good news is that the NCUA’s CUSO Registry is a searchable data base and it attempts to be as comprehensive as possible.   The bad news is that NCUA does not share much data… only the CUSO’s name, address, telephone number, web site and services.  CUSOs were nervous about NCUA sharing their proprietary data and NCUA erred on the conservative side. continue reading » 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Steelers to watch playoffs on TV

first_imgWhere did we go wrong? That will be the question the Steelers will ask themselves for the next few months. Then they must correct the problems if they are to challenge for that seventh Super Bowl trophy next season.The Steelers held on once again in the fourth quarter to defeat the Miami Dolphins 30-24 to finish the season 9-7, and then they prayed for other teams to lose to get them into the playoffs. Well, not enough teams lost so they will be watching the playoffs and the Super Bowl on television. Despite the disappointing season, most teams in the league would love to have the Steelers’ problems, because they can easily be fixed.Number 1:  First priority must be a big, defensive back. They must get a tall coverage cornerback to compliment Ike Taylor. William Gay is not the answer, nor is Deshea Townsend.Number  2: They must totally overhaul the special teams. The only pluses are the kickers along with Stefan Logan, who set a Steeler record in punt and kickoff return yardage. But the coverage was terrible, worst in the league. You can’t run down speedy returners if you don’t have speed. What about using Mike Wallace on the coverage team?Number 3: The defensive line. Will Aaron Smith be back healthy? And will they re-sign Casey Hampton? Most feel Hampton, because of his age, and the offers he will get from other teams, will not be back. So that leaves Chris Hoke who has been solid as a backup but can he do it game in and game out? And what if he gets hurt? The line is the anchor of the defense. When it falters all other weaknesses are exposed, such as slow cornerbacks.Number 4: More creativity in the offense. Much of the blame is being put on the defense, but a lot of the blame falls on the offense. They were great in the first half, but completely died in the second half, especially the fourth quarter. They are loaded with talent, thus breaking just about every Steelers record in sight. Ben Roethlisberger led the way by becoming the first quarterback in Steelers history to pass for over 4,000 yards, finishing the season with 4,328. As a result of these huge numbers his receivers had their best season. Hines Ward with 1,167 and Santonio Holmes with 1,248, marking the first time in Steeler history two receivers have had 1,000 yards or more. Heath Miller set a record for receptions by a tight end with 76. Rashard Mendenhall gained 1,108 yards despite not starting until the fourth game of the season, and even then not getting the ball as often as he should because of the passing game.With all this talent why weren’t the Steelers more productive in the second half? This will be a question coach Mike Tomlin will put to his offensive coordinator and if an answer is not found, we may see a move made there.The Steelers did some things this season they haven’t in the past, which should make them more productive. They passed to the tight end at a record pace, and with Miller returning next season look for that spot to be even more productive. Joining what will probably be a three-wide receiver set, Mike Wallace, with a year under his belt, should be one of the most explosive receivers in the game next season. With Ward, Holmes and Miller on the field, teams can’t double team him, and like Randy Moss, no one can cover him one-on-one.Another new addition to the offense this season was passing the ball to the running backs, partly because Mendenhall is the best receiving back the Steelers have had since Preston Pearson, way back in the ’70s. This versatility should lead to far more scoring opportunities next season, making it much tougher for defenses to figure out what the Steelers are going to do.Another question mark is the future of Willie Parker. He still has several good years left, but not with the Steelers. In the past when the primary game was the run, we needed two solid backs, but now he would be limited to less than 10 carries per game which he’s not going to accept. There will be several teams offering him a nice buck for his services; in turn he will carry the ball more.However, the Steelers do need a second back in case Mendenhall gets hurt, plus most teams today have two backs. Mewelde Moore has looked good as a third down back so he could be used more. But if Mendenhall gets hurt, the Steelers will be hurting.So, don’t be surprised if the Steelers are once again in the Super Bowl hunt next season, with just a few minor changes. This is where Mike Tomlin will prove if he’s a great coach or not.2010 schedule(AP)—The Steelers will play division champions New England, New Orleans and Cincinnati in 2010, based on the NFL’s scheduling formula. The Steelers play home and away against AFC North rivals Cincinnati (11-5), Baltimore (9-7) and Cleveland (5-11). They will also play the four AFC East teams: New England (10-6), New York Jets (9-7), Miami (7-9) and Buffalo (6-10).Under the NFL’s interconference rotation, they will meet New Orleans (13-3), Atlanta (9-7), Carolina (8-8) and Tampa Bay (3-13) of the NFC South. The Steelers will meet third-place teams from the other two AFC divisions, Oakland (5-11) and Tennessee (8-8). Six opponents will be holdovers, including Miami, Oakland and Tennessee. SCARY MOMENT— Dolphins quarterback Pat White goes down as he is hit by Steelers cornerback Ike Taylor (24) during the second half, Jan. 3, in Miami. White was carted off the field with a head injury following the helmet-to-helmet collision with Taylor. last_img read more

Mallard’s Source for Sports Team of the Week — Louie’s Steakhouse

first_imgPowered by the clutch pitching of Ken Anderson and some timely hitting, Louie’s Steakhouse upset defending champion Jackson’s Hole 12-6 in the final of the Nelson Mixed Slopitch Championships at Queen Elizabeth Park. The win avenged a loss by Louie’s to Jackson’s during the 2011 final.Staff and management at Mallard’s Source for Sports would like to add to the celebrations with Team of the Week honours.The team includes, Tom Trubetskoff, Maurice Penner and Craig Theissen.Middle, Arlene Anderson, Edi St Arnaud, Loni D’Andrea and Nikita Gardner.Front, Ken Anderson, Stacey Miller, Wayne Germaine, Ashley Germaine, Ethan Whitford and Cory Whitford.last_img read more

STABLE NOTES BY ED GOLDEN – FRIDAY MARCH 18, 2016

first_imgBrice Blanc535579%32%$488,835 Mark Glatt7898812%32%$416,765 Carla Gaines4273217%29%$557,560 (Current Through Thursday, March 17) Abel Lezcano6573411%22%$495,999 Rafael Bejarano23655432523%52%$2,317,512 TrainerSts1st2nd3rdWin%ITM%Money Won Robertino Diodoro2867321%57%$181,500 Fernando Perez1501416209%33%$776,549 Peter Miller11412121711%36%$579,355 Clifford Sise, Jr.2064130%55%$436,885 Martin Garcia11317111115%35%$984,949 Doug O’Neill16024222215%43%$1,240,513 JockeyMts1st2nd3rdWin%ITM%Money Won Mike Puype70712510%34%$352,935 Jerry Hollendorfer12319121515%37%$1,226,771 Drayden Van Dyke1381315219%36%$846,162 Gary Stevens58129821%50%$1,449,548 Kent Desormeaux10116231916%57%$1,423,455 Tiago Pereira9461066%23%$410,034 Bob Baffert8818141320%51%$1,399,060 NYQUIST, BEHOLDER STRUT THEIR STUFF            Santa Anita’s “Winter Meet of Champions” showcased a pair of them Friday when Nyquist and Beholder worked towards future engagements, undefeated male two-year-old champion of 2015 Nyquist for the Florida Derby on April 2 and three-time Eclipse Award winner Beholder for the Grade I Vanity Stakes on June 4.Nyquist and Beholder join undefeated two-year-old female champion of 2015 Songbird and 2014 Horse of the Year California Chrome as titlists who are scheduled to race or have already started at the Winter Meet.Nyquist went five furlongs on Santa Anita’s work tab in 1:01.40 under exercise rider Jonny Garcia.Trainer Doug O’Neill had a one-mile clocking for Nyquist.“I got him in 1:46 and change and the last eighth in 11 and three,” said O’Neill, who ships the bay son of Uncle Mo owned by Paul and Zillah Reddam to Florida for a highly anticipated throw-down with the unbeaten Kiaran McLaughlin-trained Mohaymen on March 28.“This is the first time I’ve been on her (to work this year),” said Beholder’s regular rider Gary Stevens, who was up for a four furlong drill in 48:40, breezing, after the 7:45 a.m. renovation break. “But I’ve been watching her work.“She looks different, she feels different, she’s stronger, smarter. Dick wanted her to go 48 and change, she went in 48 and two, galloped out (five furlongs) in a minute, and out three-quarters in (one) 15, pulling up, so she’s coming along good. She’s happy, I’m happy.“She made my day.”Trainer Richard Mandella has mentioned the Grade I, $400,000 Vanity Mile on June 4 as a starting point for Beholder, winner of 11 of 12 lifetime starts at Santa Anita, but subsequently left the door open for a start prior to the Vanity.“I couldn’t be happier with how she’s going,” Mandella said. “She couldn’t be doing better. I had her going a half in 48 and galloping out (five furlongs) in a minute and four-fifths.A race before the Vanity that might fit the bill for the six-year-old daughter of Henny Hughes would be the Grade III, $100,000 Adoration Stakes at 1 1/16 miles on May 8.“We’ll just see how it’s going,” Mandella said. “We’ll see what’s up.”BLINKERS ON FOR TARA’S TANGO IN GRADE I SANTA MARGARITATeam Hollendorfer seeks Grade I status for Tara’s Tango when she runs in Saturday’s $500,000 Santa Margarita Stakes for older fillies and mares at 1 1/8 miles. She will wear blinkers in a race for the first time in her 10-race career.The four-year-old gray daughter of Unbridled’s Song owned by Stonestreet Stables overcame a slow start to capture the Grade II Santa Maria Stakes Feb. 13 under Martin Garcia.With Garcia at Oaklawn Park Saturday, Rafael Bejarano rides Tara’s Tango.“She lost a lot of ground in the Santa Maria,” pointed out Dan Ward, assistant to Jerry Hollendorfer. “Garcia suggested blinkers after the Santa Maria to see if we can improve her and keep her more focused.“She has three good works with the blinkers, so we’re very optimistic.”Tara’s Tango will be going nine furlongs for the first time. The only Santa Margarita entrant that has raced that distance is Penwith, having done so four times, with her best finish a third by a neck in the Grade II Demoiselle at Aqueduct on Nov. 30, 2013.Living The Life makes her 11th straight stakes start in the United States when she runs in the Santa Margarita. The Irish-bred mare trained by Gary Mandella made her first start in the U.S. in an overnight race on Aug. 7, 2014.Since then it’s been a string of stakes through Feb.13 in the Grade II Santa Maria, in which the six-year-old daughter of Footstepsinthesand finished a game third, beaten just over a length, after leading into the stretch.“She’s really happy,” Mandella said. “She came out of the Santa Maria really well and she’s been training good. That was her first time going long on dirt, so I’m hoping there’s still a little more room to improve.” The Santa Margarita: Living The Life, Flavien Prat, 8-1; Tara’s Tango, Rafael Bejarano, 2-1; Penwith, Mike Smith, 2-1; Moyo Honey, Drayden Van Dyke, 12-1; All Star Bub, Martin Pedroza, 15-1; and Taris, Gary Stevens, 8-5.Lavender Chrissie was scratched. JET LAG NO PROBLEM FOR ESPINOZAVictor Espinoza heads for Dubai Monday on a plane ride that might consume 18 hours.He could sleep all the way.Espinoza departs from LAX at 3:30 p.m. to pilot 2014 Horse of the Year California Chrome in the $10 million Dubai World Cup on March 26. Winner of Santa Anita’s George Woolf Memorial Jockey Award and nominated to the Hall of Fame for the second straight year, Espinoza is scheduled to arrive in Dubai at 7 p.m. Tuesday night, March 22.California Chrome is Espinoza’s only mount.“He’s the best-traveling jockey I’ve ever had,” said his agent, Brian Beach, who has represented riders for 27 years, among them Hall of Fame members Kent Desormeaux, Julie Krone, Mike Smith, Alex Solis and Gary Stevens.“Victor is usually asleep by the time we hit the gate before the plane takes off. He slept all the way from LAX to London on the trip to Royal Ascot two years ago,” Beach recalled.“He didn’t get up to eat or anything on a flight that took 11 and a half hours.”Espinoza understandably is looking forward to reuniting with California Chrome, who was second in the World Cup last year.“He’s better than before,” Espinoza said of the California-bred son of Lucky Pulpit. “He’s stronger physically, which is natural as a horse gets older.“He has more strength and his body is thicker. I like the way he’s coming up to the race. He’s had two good preps and he likes the track.“The prep was easy, and I didn’t want it to be too hard. That’s the reason I wanted to bounce out of there from the one post and get him comfortable outside of the two leaders.“I was focused on him stretching his legs and doing what he wanted, and that was it.”California Chrome’s trainer, Art Sherman, on hand at Santa Anita last Saturday to saddle Mucho Chrome to a third-place finish in the fifth race, said California Chrome is doing well in Dubai, where his son and assistant, Alan, is riding shotgun as usual awaiting Pop’s arrival.Art leaves for the Middle East on Sunday.Espinoza, winner of the Kentucky Derby the last two years and five of the last six Triple Crown races thanks in large part to American Pharoah’s Triple Crown sweep last year, is scheduled to resume riding at Santa Anita Thursday, March 31, following his venture to Dubai.Beach, meanwhile, will remain stateside, wishing Espinoza good luck from afar.“I’m staying here to look for a Derby mount,” the agent said.FINISH LINES: Exaggerator has been galloping the past couple days following his third-place finish in the San Felipe Stakes last Saturday in preparation for the $1 million Santa Anita Derby on April 9. “He had a very light week, which is typical after the race,” trainer Keith Desormeaux said. “He’ll probably breeze next Saturday, a week from tomorrow.” . . . Trainer Gary Sherlock has San Felipe fourth-place finisher Uncle Lino also pointed to the Santa Anita Derby, likely joining the first three finishers in the San Felipe, Danzing Candy, Mor Spirit and Exaggerator . . . Bob Baffert has Mor Spirit galloping, but said he has “no plans” for undefeated three-year-old Malibu Sunset, who worked six furlongs Thursday 1:14.80 . . . Kudos to jockey Felipe Valdez and his agent Brandon O’Bryan on winning Thursday’s sixth race aboard odds-on favorite Shiny Nugget for trainer Hector Palma. It was only the second mount for Valdez since he was sidelined three months ago with a broken collar bone suffered in a mishap at Los Alamitos. Valdez is the older brother of Palma assistant Jose Sanchez Valdez . . . Correlation, a 3-year-old Forestry filly trained by Richard Baltas, is a first-time starter entered in Saturday’s 10th race. Santa Anita oddsmaker Jon White notes that Correlation also was the name of a quality three-year-old colt in the 1950s. “The late Noble Threewitt trained Correlation, who won the Florida Derby and the Wood Memorial in 1954,” White said. “Bill Shoemaker rode him in the Wood and Florida Derby and also rode him in the Kentucky Derby. Correlation was the favorite in the Kentucky Derby, but he finished sixth. Determine, a little gray colt that had won the Santa Anita Derby, was the Kentucky Derby winner that year. Correlation did go on to finish second to Hasty Road in the Preakness.” . . . Congrats to Stephen Young on by nailing 70-1 shot Generosidade in Sunday’s San Luis Rey Stakes to advance to The Stronach Group’s Handicapping Challenge that starts Saturday. The live money contest event with a $4,500 buy-in ($3,000 bankroll and $1,500 prize pool) and takes place at Gulfstream Park and Santa Anita. There is a 100 percent payback of all prize pool monies, with up to $300,000 in total prizes based upon the 200 entries. For more information, visit santaanita.com . . . Rafael Bejarano has a 55-44 lead over Santiago Gonzalez in the jockeys’ race, but the battle for top trainer is still thistight, with Phil D’Amato one up on Doug O’Neill, 25-24, through 48 days. Richard Baltas9717151318%46%$1,156,659 Martin Pedroza85119713%32%$311,800 CHAMPS NYQUIST, BEHOLDER IN SMART WORKSBLINKERS ADDED FOR TARA’S TANGO SATURDAYESPINOZA LEAVES MONDAY FOR CHROME, DUBAI EXAGGERATOR POINTED TO SANTA ANITA DERBY SANTA ANITA STATISTICS Michael Machowsky3576420%49%$282,761center_img Victor Espinoza77119614%34%$815,000 Vladimir Cerin4295521%45%$324,934 Philip D’Amato12225212220%56%$1,381,655 Patrick Gallagher3464618%47%$497,993 Jeff Bonde3673519%42%$182,780 John W. Sadler76139617%37%$792,379 Hector Palma3863516%37%$153,307 David Lopez14422111815%35%$665,451 Kristin Mulhall4597320%42%$373,955 Steven Miyadi5710121018%56%$340,422 Santiago Gonzalez25144333218%43%$1,804,231 William Spawr3585423%49%$226,897 Peter Eurton8413211215%55%$971,537 George Papaprodromou4584618%40%$235,580 Tyler Baze23123353410%40%$1,280,791 J. Keith Desormeaux42761017%55%$314,279 Flavien Prat22738403417%49%$2,350,276 Jeff Mullins2876125%50%$195,099 Alonso Quinonez715967%28%$265,535 Mario Gutierrez17320312312%43%$1,246,204 Joseph Talamo20525232512%36%$1,816,889 Edwin Maldonado15228151518%38%$955,295 Mike Smith851181413%39%$1,546,415 Agapito Delgadillo881110813%33%$323,967 Ron Ellis2662323%42%$178,215last_img read more

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