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What are CUSOs doing?

first_imgWhat are CUSOs doing? This is a very common question I hear from credit union and CUSO folks. From our vantage point of working with NACUSO and working with hundreds of CUSOs in the past 30 years, we have a unique perspective to know the CUSO universe. Even NCUA used to call us on CUSO industry questions from time to time. Now that CUSOs are becoming an essential part of the credit union business model, existing CUSOs are being asked to provide more services and new CUSOs are being formed. Will there ever come a day when we have more CUSOs than credit unions…maybe?Since the role of CUSOs is becoming so important to the success and survival of credit unions, NCUA saw the need to know more about CUSOs. While NACUSO and NCUA had differing views on whether CUSOs could be required to report directly to NCUA, the silver lining is a better knowledge base about CUSOs.The good news is that the NCUA’s CUSO Registry is a searchable data base and it attempts to be as comprehensive as possible.   The bad news is that NCUA does not share much data… only the CUSO’s name, address, telephone number, web site and services.  CUSOs were nervous about NCUA sharing their proprietary data and NCUA erred on the conservative side. continue reading » 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

This home at The Gap evokes feelings of living in a rainforest

first_img78 Bellata St, The Gap.Back inside, the bedrooms are located off a hallway, along with a walk-in linen cupboard, tiled bathroom, laundry with a covered drying deck and an Amoora wooden staircase with under-stair storage to the upper level.One of these bedrooms has access to a covered L-shaped timber balcony, while another of the bedrooms has a walk-through wardrobe to an ensuite. Upstairs, the main enjoys a spectacular position among the forest canopy. It has built-in and walk-in wardrobes and an ensuite with floor-to-ceiling tiles and a large corner shower. Other features of the property include a double garage and a spacious utility room with a kitchenette and bathroom. Agent Jeff Smith said the house had been lovingly crafted and maintained by its current owners. 78 Bellata St, The Gap.More from newsDigital inspection tool proves a property boon for REA website3 Apr 2020The Camira homestead where kids roamed free28 May 2019Along with industrial-style pendulum lights and polished black granite benchtops, the kitchen has a servery window, gas cooktop, timber-finished cabinetry and Miele appliances. Next to the cooking space, stairs lead to a Cathedral-style sunken lounge. One of the current owners’ most cherished rooms, it has exposed cedar panelling, a wood fireplace and northeast-facing windows. Sliding glass doors then open the lounge room out onto a covered patio with rock gardens. 78 Bellata St, The Gap.A brick facade and beautiful gardens gives the residence a homely, inviting vibe, while expanses of glass help to bring the outdoors in to the open-plan interiors. A porch leads into the residence’s first level, where a foyer separates three bedrooms from the main living hub. Spotted gum timber flooring and exposed cedar roof panelling feature in the kitchen, living and dining area, with the living space including a fireplace and the dining area capturing forest views and city glimpses through a wall of windows. 78 Bellata St, The Gap.ON an elevated 1009sq m block surrounded by rainforest, this northeast-facing house at 78 Bellata St, The Gap,has been designed and renovated to offer privacy, natural light and living that makes the most of its surroundings. 78 Bellata St, The Gap.“The minute you enter the home you will feel you have been taken to another world, one that is private, secluded and blessed with nature’s beauty,” Mr Smith said.DETAILSAuction: Darling & Co, 157 Given Tce, Paddington, December 13, 6.30pmAgent: Jeff Smith, Ray White Paddingtonlast_img read more

Wenger channels ‘Invincibles’ run

first_img Aaron Ramsey’s 12th minute goal secured a 1-0 win over battling Burnley at Turf Moor and Wenger sees no reason why his side cannot draw on that illustrious chapter in their history by extending that streak until the end of the season. With injury problems easing and the emergence of a new generation of talent encapsulated by French midfielder Francis Coquelin, Wenger’s men have emerged as the most likely title challengers to Chelsea, to whom this win narrowed the gap to four points. Press Association Giroud said: “You can’t play your best football in every game. We tried to be focused on not conceding and we kept calm because they played really tough against us – it was a big fight. “It’s really good for us and I’m really proud to take part in this performance but we don’t want to stop here. We want to carry on and keep this good run going until the end.” Wenger’s post-match words of praise for Burnley will have come as scant consolation but the Clarets are still only two points from safety and focus on a relatively favourable run-in having come through a series of daunting fixtures against the big guns relatively unscathed. And for midfielder Kieran Trippier the fact that many outside east Lancashire have been writing his side off all season can only work in their favour in what promises to be a nail-biting last six games. Trippier said: “We knew it was going to be difficult moving into this league and people were writing us off but we’re still there, we’re still fighting and we’ve got six massive games to come now. “We give everything and that’s the thing about our team – we’ve got a spirit and our belief is so strong, and every game we play we give everything. “We’re disappointed we didn’t come out with a point in the end. We gave a bad goal away but that’s the difference in this league – you give chances to Arsenal and they will put them away.” Wenger said: “I always hope for the best of my team but no manager in the world if he is serious can predict a run like that. “(But) I would just remind you that we won a championship without losing a game. We are only one who has done that – nobody else has done it. “We are already in a position that nobody believed possible one month ago for us, so we just focus on ourselves and see where we stand at the end of the season.” What pleased Wenger most at Turf Moor was the way his side shrugged off assertions that have clung to them in recent seasons that there are sporadic occasions when they are not up for the fight. If ever there was an afternoon when previous Gunners sides might have buckled it was surely this one, with Burnley fighting for their top-flight lives in difficult, swirling conditions. Ramsey’s poked opener after the home side failed to deal with the threat of Alexis Sanchez and Mesut Ozil in the box gave Wenger some breathing space, but the home side hit back with an excellent period early in the second half. George Boyd was inches from connecting with a Ben Mee cross and an audacious Danny Ings bicycle kick flashed just wide as the visitors were forced to ride their luck. Arsenal striker Olivier Giroud endured a frustrating afternoon as he was well shackled by the Burnley rearguard but admitted his own pride in the performance – and believes it proved they can maintain their current run until the end of the campaign. Arsene Wenger believes the spirit of Arsenal’s ‘Invincibles’ is alive and kicking within his current squad after the Gunners claimed their eighth straight Premier League win for the first time since that unbeaten 2004 campaign. last_img read more

The Latest: UEFA helps clubs with financial rules

first_imgOlympic qualifying in dozens of sports has been thrown into chaos as continental championships around the world have been postponed.The IWF says it has drawn up a replacement set of qualifying rules and submitted them to the International Olympic Committee but it won’t tell athletes or national federations about the changes until the IOC signs off on the plan.The IWF says it has ruled out extending the qualifying period beyond April 30. That means any rescheduled continental championships won’t count.Weightlifting’s long-standing problems with doping caused the IWF to demand top lifters competed more regularly at international events to be eligible for the Olympics — and to be subject to more doping tests. They were required to compete at least once between November and April.___ The coronavirus outbreak forced a bare-bones version of the usual elaborate ceremony in the stadium where the first modern Olympics were staged in 1896.The 80,000-seat marble stadium was empty apart from a handful of officials and participants. The Japanese delegation was absent because of travel restrictions and Tokyo organizing committee head Yoshiro Mori delivered a speech by video from Japan. But his message was upbeat.Mori says “I hereby pledge that on 24 July this flame will be lit at the Olympic Stadium in Tokyo.”Greek Olympic committee president Spyros Kapralos handed over the flame to a Japanese Unicef official in Athens and former Olympic swimmer Naoko Imoto. It was then headed for the airport to board the flight for Japan.___ Share This StoryFacebookTwitteremailPrintLinkedinRedditLONDON (AP) — The Latest on the coronavirus outbreak’s effect on sports around the world (all times local):___1:50 p.m. March 19, 2020 UEFA is giving European soccer clubs extra time and leeway to comply with financial monitoring rules during the coronavirus outbreak.UEFA says it has extended a March 31 deadline by one month for clubs to show they have no outstanding debts for taxes and transfer fees.The shutdown of European soccer has deprived clubs of match-day income and many risk getting less revenue from broadcasting contracts if games cannot be played.The “Financial Fair Play” system monitors at least three years of accounts for hundreds of clubs which qualify to play in the Champions League and Europa League. Clubs which fail to break even on commercial income and spending on transfers and wages risk sanctions which include being expelled from competitions in the most severe cases.UEFA says the established rules allow for unforeseen circumstances which “is taken into account as part of the clubs’ assessment on a case by case basis.” 10:45 a.m.Players from German soccer club Borussia Mönchengladbach have accepted pay cuts during the coronavirus pandemic.Gladbach sporting director Max Eberl says the players approached the club with an offer of voluntary pay cuts, and the coaching staff, directors and executives have joined in.Eberl says “I am very proud of the boys. A clear signal: we are standing together for Borussia in good and bad times.”Gladbach is fourth in the German league and was on course to qualify for a spot in next season’s Champions League. Gladbach CEO Stephan Schippers says the club and Bundesliga are in their toughest financial situation in more than 20 years because of lost revenue from tickets, TV and sponsorship. The federation says a detailed program of games will be presented after UEFA clarifies dates for rearranged European club tournaments.___1:10 p.m.Soccer in England will stay suspended until at least April 30 because of the coronavirus outbreak and the season could be finished in June.The Football Association and Premier League say they have agreed to extend the suspension from April 4 to April 30. The FA board has waived a regulation which would normally oblige leagues to finish by June 1. The Latest: UEFA helps clubs with financial rules ___1:15 p.m.The Swedish soccer association says the start of the top professional leagues in the country have been postponed with the aim of playing again in late May or early June.The decision comes a day after a request from clubs in Sweden’s top two men’s leagues to delay the start of the season until the beginning of June because of the coronavirus outbreak.The season was due to start on the weekend of April 3-4. Gladbach played a game last week in an empty stadium. The club estimated it lost about 2 million euros ($2.16 million) in revenue by playing without fans.In Scotland, Hearts has asked all its players and other fulltime employees to accept a 50 percent pay cut, or contract termination.___10:30 a.m.The Olympic flame has been handed over, by proxy, to Tokyo organizers in Athens. That means the English leagues can continue playing in space that opened up when UEFA postponed the European Championship to 2021.The FA, Premier League and English Football League say they are “united in their commitment” that the season should be resumed.___11 a.m.The International Weightlifting Federation says it has changed its Olympic qualifying criteria in response to the coronavirus outbreak but won’t say how the new system works. Associated Press More AP sports: https://apnews.com/apf-sports and https://twitter.com/AP_Sports,Tampa Bay Lightning advance to face Dallas Stars in Stanley Cup finals, beating New York Islanders 2-1 in OT in Game 6last_img read more

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